Decide honestly how much you can, and want to spend. Writing it down before the marketing blitz and holiday craziness will allow you to make a more honest and appropriate assessment. Allow some wiggle room for those unexpected gifts and parties.

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The Perfect time Is...Now  

If you're looking for a bargain, now is the perfect time.  
This is the slow season at appliance and furniture stores.  
This means low prices and lots of sales. Other sales in  
used cars and home-improvements stores.

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Sometimes it will be impossible to please everyone and you will have to say no to more work. It is also important to ensure that you are in control of your own workload before you take on tasks for others.

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Brightening Your Day By Helping Someone Else

One of the best pick-me-ups for depression is to get your mind off your own problems and do something to cheer someone else up. If nothing else, send a card and make someone else's day a little brighter. When God lays someone on your heart, there's a reason behind it. Pray for them and act on his leading. You'll feel better and so will they. Trust me - it works!

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