Take into account the nature of the food. Bite size food,  
easy to handle, is a must for the buffet style party.  
There is nothing worse than trying to eat a plate of  
spaghetti with a drink in one hand and nowhere to sit! 

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If you’re planning your annual holiday cards, think digital. They’re free, and with music and other extras, can be even more fun than the traditional versions. You can send them anywhere in the world and know they’ll get there in time.

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Decide honestly how much you can, and want to spend. Writing it down before the marketing blitz and holiday craziness will allow you to make a more honest and appropriate assessment. Allow some wiggle room for those unexpected gifts and parties.

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The Perfect time Is...Now  

If you're looking for a bargain, now is the perfect time.  
This is the slow season at appliance and furniture stores.  
This means low prices and lots of sales. Other sales in  
used cars and home-improvements stores.

we've got coupons and discounts available @ our homepage!!

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Sometimes it will be impossible to please everyone and you will have to say no to more work. It is also important to ensure that you are in control of your own workload before you take on tasks for others.

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Brightening Your Day By Helping Someone Else

One of the best pick-me-ups for depression is to get your mind off your own problems and do something to cheer someone else up. If nothing else, send a card and make someone else's day a little brighter. When God lays someone on your heart, there's a reason behind it. Pray for them and act on his leading. You'll feel better and so will they. Trust me - it works!

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This is great information to keep in mind.

We carry around far too much identifying information. You shouldn't be toting your passport, birth certificate, and the credit cards you're not using. (In fact, if you haven't used them in some time, close the accounts.) Most importantly, don't carry around your Social Security card. Why? Your Social Security number is key for an identity thief because it can be used to apply for credit or other loans in your name. There are only a few valid occasions to give it out.

• When you're applying for a job
  
• When you're doing your taxes
  
• When you're involved in a stock or other financial transaction

In most other cases, the person asking for the number wants to use it for identification purposes. Ask if they'll substitute for another number instead. Even states that use Social Security numbers as driver's license numbers are often willing to make a switch.

A noble question, for sure. But the answer really depends on your situation. Buying is often a cheaper option for the long term. Still, if you like a new car every couple of years, you may be better off leasing. Here are four questions to help you make your decision:

1. How many years will I have this car? If the answer is three or less, you're better off leasing. At four you could go either way. More than four, buy.

2. How many miles do I drive annually? If it's more than 15,000, you ought to buy. Leases usually figure on mileage of 12,000 to 15,000 a year. Drive more than that and you'll pay an additional 10 to 15 cents per mile. Ouch!

3. Do I take good care of my car? Be honest. If you're the kind of person who never misses an oil change and avoids curbs at all costs, you'll be fine when it comes time to return your leased car. But if not, buy. Otherwise, you could find yourself looking at a hefty bill for "excessive wear and tear."

4. Do I use my car for business? If yes, you may want to lease.

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Frizz Remedies

Humidity is the number one reason for frizzy hair, but there  
are other reasons your hair may frizz even when it's not humid...  

You may be handling or touching your hair too much. This can cause  
hair to expand during the day. After shampooing, squeeze out excess  
moisture and gently towel dry. Try not to "rub" your hair while  
you are towel-drying it...  

When you blow-dry your hair, use a round brush and make sure your hair  
is damp, not soaked when you start to dry it. Make sure your hair is  
completely dry when you are done, otherwise, any dampness left will  
only cause your hair to frizz as it dries...  


During the day, resist the urge to brush your hair and try using a  
wide-toothes comb instead to neten your hair if it needs it. A  
better bet would be to use your fingers gently to smooth any hair that  
may need touched up...  

Silicone seruns will help, as will pomades,  
styling waxes and any other product that will smooth the hair down.  
A leave-in conditioner can be your best friend when trying to tame  
frizz...  
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